MoneyMerc
a personal finance blog dedicated to little finance decisions with big impact
Archive | Investing RSS feed for this category
How will you invest now?
The market went down, and some ran (they always do). And then it went down more, and more ran (“this time it’s different!”). Then it went up. So, how will you invest now? And more importantly, what was your plan back then? How did it hold up? Ready to learn something about yourself that will affect your investing philosophy and [...]
Continue reading...Worried about your finances? Know your worst case scenario
20 April 2009
MoneyMerc is dedicated to “little decisions” that make a big impact. Our little decision for today is to make sure you know your financial worst case scenario. These are uncertain times – but the time to plan for the worst case is before you are living it. Of course everyone’s situation is different, and no [...]
Continue reading...ETF investing pitfalls
24 March 2009
(photo: Dave Malkoff) An Exchange Traded Fund (ETF) is similar to an index fund – they are typically not actively managed and therefore (often) have low management fees. Sometimes when you can’t find the perfect fund for your asset allocation, an ETF will fill that gap. But ETFs aren’t good for regular automatic investments, because you [...]
Continue reading...Wisdom from the Oracle – Part 3
6 March 2009
This is the last in a series of posts covering the lessons to be learned from Warren Buffett’s Letter to Shareholders of Berkshire Hathaway. [See Part 1 (on the economy) and Part 2 (on investing)] On home ownership: Home ownership is a wonderful thing. My family and I have enjoyed my present home for 50 years, with [...]
Continue reading...Wisdom from the Oracle – Part 2 (retake!)
5 March 2009
[Apologies for the first version of this post! My editor must have accidentally posted the non-complete version ] This is the second post in a series reviewing Warren Buffett’s letter to shareholders, which I think holds good lessons for us all. [See Part 1]. On investing: When investing, pessimism is your friend, euphoria the enemy. If you take [...]
Continue reading...Wisdom from the Oracle – Part 1: a look at Warren Buffett’s annual Letter to Shareholders
2 March 2009
Warren Buffet’s famous Letter to Shareholders of Berkshire Hathaway was released this past Saturday. The letter is long, but an enjoyable read – I was cracking up during lot’s of it – Buffett can be hilarious. I’ll share some comments on parts that I think readers will find particularly interesting. There are tidbits here that speak [...]
Continue reading...Weekend todo list: 10 ways to improve your finances right away
28 February 2009
Last week I went to a talk hosted by the Cornell Young Alumni Network about budgeting. Avi and Matt, the Co-founder and Lead Scientist (respectively) of JustThrive.com spoke about money, budgeting and the psychology of financial choices. They also took us through their online tool at JustThrive. I’ve mentioned Mint a number of times, but [...]
Continue reading...Mint.com just got sweeter: track your spending and investments too
17 February 2009
[Photo: QuintanaRoo] I’ve written previously about the usefulness of Mint.com for tracking spending. Recently they’ve released a whole bunch of investment-tracking features that allow you to see all your money, investments and assets in one place. This eliminates the need for Fidelity’s Full View, which does pretty much the same thing, but requires that you have [...]
Continue reading...What’s your risk tolerance?
9 December 2008
To be sure, maybe people have found they have a whole new risk tolerance this year. Even investors who were ’safely’ index fund investing realized that even though they own the whole market, they still own stocks, and stocks by are risky investments. The Finance Buff posts an interesting article on a way to determine your [...]
Continue reading...Why I like Fidelity – choose the right place to put your money
28 November 2008
This post isn’t about promoting a brokerage house – it’s about choosing the right place to put your money, for efficiency and convenience. Picking the right place to put your money can save you lots of headaches and hours and hours of time through the course of your investing life. Here’s my thoughts on the [...]
Continue reading...
- How will you invest now?
- Worried about your finances? Know your worst case scenario
- ETF investing pitfalls
- Wisdom from the Oracle – Part 3
- Wisdom from the Oracle – Part 2 (retake!)
- Wisdom from the Oracle – Part 1: a look at Warren Buffett’s annual Letter to Shareholders
- Weekend todo list: 10 ways to improve your finances right away
- Mint.com just got sweeter: track your spending and investments too
- What’s your risk tolerance?
- Why I like Fidelity – choose the right place to put your money
- Alex: @Chris: In general, I'd would say no, since the point of your emergency fund is to keep you afloat for 3-6 months or more. If you are racking up debt...
- Chris: Alex, should you consider available credit on credit cards as a stop gap to any short fall you might have in your emergency fund?...
- Alex: I just got confirmation from a trader friend of mine saying they use the Ultrashort Financials and UltraShort Real Estate ETFs to macro-hedge their po...
- matt @ Thrive: I have to admit, the picture made me laugh and recall fond memories of heavy blocked graphics. *grins*...
- Nnamdi: On the topic of Fraud, a person can get a voluntary Alert put on their credit report. Basically in order to establish new credit, the creditor must ca...
- Jackson: A mortgage officer at Chase suggested paying off my credit card before the statement date. Using the credit card, but getting the monthly statement wi...
Search the Site:
Hi, I’m Alex Benke.
When was the last time you thought carefully about your finances? If you are like most 20 - 30 somethings, it's been too long. Now is the time to get your financial ass into shape. After all, it's YOUR future. Read on: I guarantee you will learn something new here that will have a big impact on your life. Copyright © 2010 MoneyMerc. Thrilling Theme from FreelanceWP
Proudly powered by WordPress 
6 March 2010
0 Comments